Axis Bank, one of India’s top private sector banks, offers a wide range of credit cards tailored to meet diverse customer needs—shopping, travel, dining, fuel, rewards, and business. Choosing the right credit card can enhance your financial experience, save you money, and unlock valuable privileges.
In this comprehensive 2026 guide, we present the complete Axis Bank credit card list, their features, fees, and eligibility criteria to help you make an informed decision
Types of Axis Bank Credit Cards
Axis Bank offers credit cards in the following categories:
- Lifestyle & Premium Cards
- Travel Cards
- Shopping & Cashback Cards
- Fuel Cards
- Business Cards
- Entry-Level & Lifetime Free Cards
Each category caters to specific needs and offers unique benefits.
Comprehensive Axis Bank Credit Card List 2026
Axis Bank Magnus Credit Card
- Category: Premium/Lifestyle
- Joining Fee: ₹10,000 + GST
- Key Benefits:
- Unlimited domestic lounge access
- 12 EDGE Miles/₹200 spent
- Complimentary EazyDiner Prime, Uber vouchers
Axis Bank Reserve Credit Card
- Category: Super Premium
- Joining Fee: ₹30,000 + GST
- Key Benefits:
- Unlimited international & domestic lounge access
- 50,000 EDGE Reward Points on joining
- Taj Epicure, Club Marriott memberships
Flipkart Axis Bank Credit Card
- Category: Shopping/Cashback
- Lifetime Free: No, ₹500 annual fee (waived on ₹2L spend)
- Benefits:
- 5% cashback on Flipkart & Myntra
- 4% cashback on Swiggy, Uber, etc.
1.5% cashback on other spends
Axis Bank Neo Credit Card
- Category: Beginners, Lifestyle
- Annual Fee: ₹250
- Benefits:
- 10% off on Zomato, BookMyShow
- 5% cashback on partner brands
- Complimentary lounge access (once/quarter)
Axis Bank SELECT Credit Card
- Category: Lifestyle & Dining
- Annual Fee: ₹3,000
- Benefits:
- Buy 1 Get 1 on BMS, dining offers
- Free lounge access
- EDGE rewards for every spend
Axis Bank Vistara Credit Card
- Category: Travel
- Fee: ₹1,500
- Benefits:
- Complimentary Vistara economy ticket
- Club Vistara points on every spend
- Lounge access
Axis Bank Vistara Infinite Card
- Category: Premium Travel
- Fee: ₹10,000
- Benefits:
- Business class Vistara ticket
- Gold membership
- Complimentary insurance cover
Axis Bank MY Zone Credit Card
- Category: Entertainment
- Fee: ₹500
- Benefits:
- BMS Buy 1 Get 1
- Lounge access
- Lifestyle discounts
IndianOil Axis Bank Credit Card
- Category: Fuel
- Fee: ₹500
- Benefits:
- 4% value back on fuel spends
- 1% fuel surcharge waiver
- Reward points redeemable for fuel
Axis Bank Freecharge Credit Card
- Category: Digital/Recharge
- Fee: NIL (Lifetime Free)
- Benefits:
- Cashback on Freecharge spends
Offers on partner merchants
Axis Bank ACE Credit Card
- Category: Cashback
- Annual Fee: ₹499 (waived at ₹2L spend)
- Benefits:
- 5% cashback on bill payments via GPay
- 4% on Swiggy, Zomato, Ola
2% on all other spends
Axis Bank Burgundy Private Credit Card
- Category: Invite Only
- Fee: Waived for Burgundy clients
- Benefits:
- Personalized concierge
- Unlimited lounge access
- Luxury lifestyle privileges
Axis Bank Pride Signature Credit Card (for Defence Personnel)
- Fee: ₹250
- Benefits:
- Specially curated for armed forces
- Reward points on spends
- EMI facility
Lifetime Free Axis Bank Credit Cards 2026
If you want a credit card with zero annual fee and benefits, consider:
- Axis Bank Freecharge Credit Card
- Axis Bank Neo Credit Card (fee easily waivable)
- Flipkart Axis Credit Card (fee waived on ₹2L spend)
Best Axis Bank Credit Cards by Category
For Cashback:
- Flipkart Axis Bank Credit Card
- Axis Bank ACE Credit Card
For Travel:
- Axis Bank Vistara Infinite
- Axis Magnus Credit Card
For Beginners:
- Axis Bank Neo
- Axis MY Zone Card
For Entertainment:
- MY Zone Credit Card
- Select Credit Card
For Fuel:
- IndianOil Axis Bank Credit Card
For Premium Users:
- Axis Bank Reserve
- Axis Bank Magnus
How to Choose the Right Axis Bank Credit Card
Consider these factors:
- Your Spending Pattern: Shopping, dining, fuel, travel?
- Fee Tolerance: Can you pay ₹500–₹10,000 as annual fee?
- Income Requirement: Most Axis cards need ₹15,000–₹50,000 monthly income
- Lounge Access & Travel: Frequent flyer? Go for Magnus or Reserve
How to Apply for Axis Bank Credit Cards
Online Application
- Visit Axis Bank Official Credit Card Page
- Select desired card → Click ‘Apply Now’
Documents Required
- PAN card
- Aadhaar card
- Income proof (Salary slip/ITR)
- Address proof
Eligibility Criteria
- Age: 18–70 years
- Monthly income: ₹15,000+ (varies by card)
- Good credit score (700+ recommended)
Axis Bank has a wide array of credit cards catering to every need—from budget shoppers and fuel savers to luxury travelers and cashback seekers. Understanding the benefits and choosing the right card based on your lifestyle can significantly enhance your financial flexibility.
Before applying, assess your needs, compare cards, and check eligibility. With so many well-tailored options, there’s definitely an Axis Bank credit card perfect for you in 2026.
Explore. Compare. Apply. Maximize your benefits with the right Axis Bank credit card today.
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