Retirement planning in India often starts with the Employees’ Provident Fund (EPF), a mandatory savings tool for salaried employees. But what if you want to save more than the compulsory 12% and still enjoy government-backed security, stable returns, and tax advantages? That’s where the Voluntary Provident Fund (VPF) comes into play. Think of VPF as […]
Imagine a savings option that’s as dependable as your mom’s home-cooked dal—simple, comforting, and always there when you need it. That’s the Post Office Fixed Deposit (FD) for you. It’s not about chasing crypto highs or stock market thrills; it’s about rock-solid, government-backed growth you can trust. With inflation creeping and markets playing a rollercoaster,
In 2025, with stock markets swinging wildly amid global uncertainties and inflation hovering around 4-5%, Fixed Deposits (FDs) continue to shine as a beacon of stability for Indian savers. These low-risk instruments offer guaranteed returns, insured up to ₹5 lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), making them ideal for conservative investors,
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Maximise Your Savings with Kotak Mahindra Bank In today’s volatile economy, securing your savings with guaranteed returns is more crucial than ever. Fixed deposits (FDs) stand out as a low-risk investment option, offering predictable interest earnings backed by reputable banks. If you’re eyeing fixed deposit rates Kotak or exploring fixed deposit interest in Kotak Mahindra
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The stock market landscape in 2025 is evolving rapidly, and for Indian investors, understanding where top mutual funds are putting their money has never been more crucial. Gone are the days of blindly following stock tips or market rumors—today, smart investing demands a strategic, research-driven approach. Whether you’re aiming for long-term wealth creation or seeking
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NPS Calculator — financebutter.com NPS Calculator — Estimate Your Retirement Corpus Enter your details to estimate the expected corpus at retirement for your Tier I (NPS) contributions. This calculator uses simple compound-interest assumptions and monthly compounding for contributions. Current Age Retirement Age Current NPS Balance (₹) Your Monthly Contribution (₹) Employer Contribution (Monthly ₹) Expected
Imagine you’ve saved up some money—maybe from a bonus, a side hustle, or just consistent savings—and you’re wondering, “What’s the best way to grow this?” Should you stick it in a fixed deposit, try your luck in the stock market, or explore something else? Enter mutual funds, a powerful investment tool that offers professional management,
Hey folks, if you’re dipping your toes into the world of safe investments in India, you’ve probably come across the Public Provident Fund (PPF). It’s one of those classic options that’s been around for decades, promising tax-free returns and rock-solid security. But with so many queries floating around—like the PPF interest rate in the post
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Filing your Income Tax Return (ITR) is no longer a complicated ritual—it has become a simple, digital-first process. The Income Tax Department of India has upgraded its online portal, added pre-filled data features, and even allowed UPI-based tax payments to make compliance smoother. Whether you are a salaried employee waiting for your Form 16, a
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Best Credit Card for Salaried Professionals in India Choosing the right credit card can make a big difference for salaried professionals in 2025. It’s more than just plastic—it’s a tool that can help you unlock valuable rewards, save on fees, and access premium benefits. With a suitable card, you could easily earn cashback on your
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