Author name: rahullohar364

Many people in India still search for “LIC Sukanya Yojana”, believing it is a savings or insurance plan launched by LIC for girl children.The truth is different: there is no scheme called LIC Sukanya Yojana.The actual, official scheme is Sukanya Samriddhi Yojana (SSY)—a Government of India savings plan for girl children, operated through Post Offices […]

Retirement planning in India often starts with the Employees’ Provident Fund (EPF), a mandatory savings tool for salaried employees. But what if you want to save more than the compulsory 12% and still enjoy government-backed security, stable returns, and tax advantages? That’s where the Voluntary Provident Fund (VPF) comes into play. Think of VPF as

In 2025, with stock markets swinging wildly amid global uncertainties and inflation hovering around 4-5%, Fixed Deposits (FDs) continue to shine as a beacon of stability for Indian savers. These low-risk instruments offer guaranteed returns, insured up to ₹5 lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), making them ideal for conservative investors,

Maximise Your Savings with Kotak Mahindra Bank In today’s volatile economy, securing your savings with guaranteed returns is more crucial than ever. Fixed deposits (FDs) stand out as a low-risk investment option, offering predictable interest earnings backed by reputable banks. If you’re eyeing fixed deposit rates Kotak or exploring fixed deposit interest in Kotak Mahindra

The stock market landscape in 2025 is evolving rapidly, and for Indian investors, understanding where top mutual funds are putting their money has never been more crucial. Gone are the days of blindly following stock tips or market rumors—today, smart investing demands a strategic, research-driven approach. Whether you’re aiming for long-term wealth creation or seeking

Imagine you’ve saved up some money—maybe from a bonus, a side hustle, or just consistent savings—and you’re wondering, “What’s the best way to grow this?” Should you stick it in a fixed deposit, try your luck in the stock market, or explore something else? Enter mutual funds, a powerful investment tool that offers professional management,

Hey folks, if you’re dipping your toes into the world of safe investments in India, you’ve probably come across the Public Provident Fund (PPF). It’s one of those classic options that’s been around for decades, promising tax-free returns and rock-solid security. But with so many queries floating around—like the PPF interest rate in the post