October 2025

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Voluntary Provident Fund (VPF): Rules, Tax Benefits, Interest Rate & The Tax Limit Explained

Retirement planning in India often starts with the Employees’ Provident Fund (EPF), a mandatory savings tool for salaried employees. But what if you want to save more than the compulsory 12% and still enjoy government-backed security, stable returns, and tax advantages? That’s where the Voluntary Provident Fund (VPF) comes into play. Think of VPF as

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